2024 Best Miles Cards in Singapore
HomeTravel Tips & Guides2024 Best Miles Cards in Singapore

2024 Best Miles Cards in Singapore

Are you a frequent traveler looking to maximise your travel rewards?

Miles cards could be the perfect solution for you! In this article, we will explore what miles cards are, why you should consider getting one, and how to choose the best one for your needs.

We will also provide a list of the top miles cards in Singapore for 2024, including the American Express KrisFlyer Ascend Card, Citi PremierMiles Visa Card, and more.

Stay tuned to find the perfect miles card for your next adventure!

Key Takeaways:

  • Choose a miles card with a low annual fee to maximise your rewards without breaking the bank.
  • Look for sign-up bonuses to earn extra miles when you first get the card.
  • Consider the earning rate of the card to ensure you are getting the most miles for your spending habits.

What Are the Top Miles Cards in Singapore for 2024?

In 2024, the top miles cards in Singapore continue to offer exceptional benefits and rewards to frequent travellers, with options like the American Express KrisFlyer Ascend Card, DBS Altitude Card, and BOC Elite Miles World Mastercard leading the pack.

Among these leading miles cards, each stands out for its unique offerings and tailored rewards. The American Express KrisFlyer Ascend Card is known for its generous sign-up bonus and complimentary access to airport lounges, providing a luxurious travel experience. The DBS Altitude Card, on the other hand, offers flexibility with its miles redemption options, making it convenient for various travel preferences. The BOC Elite Miles World Mastercard appeals to those seeking exclusive travel privileges and accelerated miles accumulation.

Credit CardKey FeaturesLocal SpendOverseas SpendApply Now
American Express KrisFlyer Ascend CardDirect KrisFlyer miles accrual, lounge access, hotel privileges.1.2 MPD on all purchases

3.2 MPD on Grab transactions
2 MPD only in June and December (1.2 MPD otherwise)

2 MPD on Singapore Airlines and KrisShop

0.5 MPD on Singapore Airlines instalment plans
Apply Now
Citi PremierMiles Visa CardEarn miles on all spend, no expiry, flexible redemption.1.2 MPD2 MPD on foreign transactions

7 MPD on Agoda and 10 MPD on Kaligo
Apply Now
HSBC Visa Infinite Credit CardUnlimited lounge access, limousine service, travel insurance.1.25 MPD2.25 miles MPDApply Now
UOB Krisflyer CardDesigned for travel enthusiasts who take regular trips via Singapore Airlines or Scoot.3 MPD for dining, food delivery, transport, travel, and online shopping3 MPD for purchases with SIA groupApply Now
UOB PRVI Miles American Express CardHigh miles for overseas spending, travel insurance.3 MPD for dining, food delivery, transport, travel, and online shopping3 MPD for purchases with SIA groupApply Now
OCBC 90Β°N CardFlexible redemption, cashback, no blackout dates.1.3 MPD2.1 MPD in foreign currencyApply Now
DBS Altitude Visa Signature CardBonus miles on specific categories, travel privileges.1.2 – 2.2 MPD2 – 3 MPD overseas

3 – 4 MPD on online flight and hotel bookings

10 MPD on Kaligo
Apply Now
Standard Chartered Visa Infinite Credit CardHigh rate for overseas, premium travel benefits.1.4 MPD with at least S$2,000 spend monthly3MPD with at least S$2,000 spend monthlyApply Now
Maybank Horizon Visa Signature CardHigh rate on dining, petrol.3.2 MPD for dining out, petrol, public transport, Grab, taxi rides, and Agoda bookings

0.4 MPD for all other local spend
2 MPD for foreign and travel-related transactionsApply Now
BOC Elite Miles World MastercardCompetitive rates for both local and overseas.Accelerated air milesAccelerated air milesApply Now
Updated on 29 Feb 2024

What Are Miles Cards?

2024 Best Miles Cards in Singapore

Frequent flyer cards, also known as travel credit cards, are specially designed to reward users with air miles or points for each transaction made using the card, enabling them to accumulate miles that can be redeemed for flights, hotel stays, and other travel-related expenses.

These cards are highly sought after by frequent travellers, as they offer a range of exclusive benefits such as access to Singapore Airlines and Star Alliance Gold Lounges, priority boarding, and complimentary travel insurance. Users can earn miles not only through credit card spending but also through sign-up bonuses and promotional offers. The flexibility of redemption options is a notable advantage, with possibilities ranging from upgrading to premium cabins, shopping for luxury items like the Dyson Supersonic hairdryer on KrisShop, and even booking unique experiences like tours and activities.

Why Should You Get a Miles Card?

2024 Best Miles Cards in Singapore

Getting a miles card in Singapore offers numerous advantages, such as earning rewards for everyday purchases, accessing exclusive travel perks, and enjoying complimentary benefits like lounge access and hotel stays.

One of the key benefits of owning a miles card is the ability to accumulate points or miles that can be redeemed for a variety of rewards, ranging from airline tickets to merchandise like the Dyson V8 Slim Fluffy. Cardholders often gain access to exclusive events and experiences, such as discounted stays at luxury hotels like Marina Bay Sands or priority booking for popular attractions. The inclusion of perks like Priority Pass lounge access further enhances the travel experience, allowing for relaxation and comfort while waiting for flights.

How to Choose the Best Miles Card for You?

Selecting the best miles card in Singapore involves evaluating key factors like annual fees, sign-up bonuses, redemption options, and additional perks to match your spending habits and travel preferences.

When considering Citi PremierMiles Card, bear in mind that it offers a competitive sign-up bonus and various redemption choices, ranging from flights to merchandise. On the other hand, the UOB KrisFlyer Card might be more suitable if you frequently fly with Singapore Airlines, given its tie-up with the airline. Don’t forget to explore the UOB Lady’s card, which is designed to cater to the unique needs and interests of female cardholders, offering exclusive benefits and rewards tailored to them.

Annual Fee

When assessing a miles card, consider the annual fee structure, as it can vary based on the card issuer and the associated benefits provided.

Annual fees play a crucial role in determining the overall value and benefits of a miles card. Some cards, like the Standard Chartered Visa Infinite Card, may have higher annual fees but offer premium perks such as airport lounge access and travel insurance.

On the other hand, cards like HSBC Revolution may have lower annual fees with decent reward rates, making them more suitable for budget-conscious individuals.

Understanding fee structures and potential waivers is essential to maximise savings. While some cards waive the annual fee for the first year, others offer waivers if a minimum spend is met.

Considering foreign transaction fees is vital for frequent travelers to avoid unnecessary costs.

Sign-up Bonus

The sign-up bonus offered by a miles card can provide an initial boost to your miles accumulation, often including welcome gifts, bonus points, or exclusive promotions.

These bonuses can vary from card to card, with some offering bonus miles upon meeting a minimum spend requirement, while others provide a specific number of miles upon approval.

Citi PayAll offers a unique sign-up bonus where you can earn miles by making rental payments, tuition fees, taxes, and more.

Some cards like the DBS yuu card come with sign-up promotions such as discounted movie tickets or shopping vouchers.

Regarding redemption, the process is typically straightforward – you can redeem your miles for flight tickets, hotel stays, or even items like the Dyson V8 Slim Fluffy vacuum cleaner through the card’s rewards programme.

Earning Rate

Evaluate the earning rate of a miles card, which indicates how many miles you can accumulate per dollar spent, allowing you to maximise your rewards and benefits.

When comparing different miles cards, such as the Maybank Horizon Visa Signature Card, the best KrisFlyer miles credit card, and others, it’s crucial to consider their reward structures and bonus categories. The earning rate directly impacts how quickly you can earn miles for redemption. For frequent travelers looking to access perks like Star Alliance Gold Lounges, a high earning rate is a key factor. With strategic spending in bonus categories, you can accelerate your miles accumulation and unlock exclusive benefits.

Redemption Options

Exploring the redemption options of a miles card is essential to understand how you can utilise your accumulated miles, whether for flights, hotel bookings, shopping, or exclusive experiences.

Regarding redeeming your miles for travel purposes, most miles cards offer the flexibility to book flights not just on a specific airline but across various carriers using their travel portals. This can be a game-changer, especially if you have a preferred airline for certain routes. On the other hand, KrisShop collaborations with miles cards allow you to use your miles for purchasing a wide range of products, from electronics to beauty items. Some premium cards like Suitesmile provide exclusive experiences such as access to airport lounges and luxury hotel stays. Services like Visa Infinite Concierge enable cardholders to enjoy personalised assistance with reservations, event planning, and more.

Travel Benefits

Miles cards often offer travel benefits such as airline partnerships, lounge access, priority boarding, and travel insurance coverage, enhancing your overall travel experience.

One of the key advantages of miles cards is the ability to earn points that can be redeemed for flights with partner airlines like Singapore Airlines. This opens up a world of travel opportunities, allowing you to explore various destinations without worrying about the full cost of airfare. Some premium cards like the ANZ Travel Visa Signature Card provide exclusive lounge privileges, giving you a comfortable pre-flight experience.

These cards often come with comprehensive travel insurance coverage, offering peace of mind during your trips. From trip cancellations to lost baggage, having the right insurance can save you from unexpected expenses. Another benefit to consider is the reduction or waiver of foreign transaction fees, which can add up significantly over multiple overseas purchases.

Foreign Transaction Fees

Consider the foreign transaction fees imposed by miles cards when using them overseas, as high fees can impact the overall cost of international transactions and purchases.

Foreign transaction fees are a crucial aspect to evaluate when choosing a miles card for your international spending needs. These fees vary across different credit card providers, with some charging a flat percentage on each transaction, while others apply a fixed fee per transaction. The UOB PRVI Miles Card, for example, offers competitive foreign transaction fees, making it an attractive choice for frequent travellers. It’s essential to be aware of any potential waivers that may apply, such as those offered for transactions made in select currencies or with specific merchants.

For travellers looking to minimise these fees, strategic planning is key. One cost-saving strategy is to consolidate your purchases to reduce the number of transactions subject to fees. Utilising a card like the UOB PRVI Miles Card that offers perks such as bonus miles or cashback on overseas spending can help offset these costs. By understanding the fee structures and leveraging perks effectively, you can make the most of your international transactions with the best air miles card Singapore.

American Express KrisFlyer Ascend Card

american express krisflyer ascend

The American Express KrisFlyer Ascend Card stands out as a premier choice for travellers seeking exclusive privileges, accelerated miles accumulation, and premium travel benefits.

With this best KrisFlyer credit card, cardholders can earn bonus miles not only on their travel expenses but also on their everyday purchases. The card offers complimentary access to airport lounges, travel insurance coverage, and exclusive dining privileges. The American Express KrisFlyer Ascend Card also provides accelerated KrisFlyer miles earning rates for spending with Singapore Airlines and its partners, making it an ideal choice for frequent flyers looking to maximise their rewards and experiences.

Citi PremierMiles Visa Card

citi premiermiles card

The Citi PremierMiles Visa Card offers a diverse range of rewards, flexible redemption options, and travel privileges, making it an attractive choice for frequent flyers and travel enthusiasts.

Cardmembers can earn miles on every dollar spent, which can be conveniently redeemed for flights, hotel bookings, or even as cash rebates. The ability to transfer miles to a variety of frequent flyer programmes enhances the flexibility of rewards.

The card provides complimentary travel insurance, airport lounge access, and other exclusive perks that enhance the overall travel experience. Compared to other cards like the Maybank Horizon Visa Signature Card, the Citi PremierMiles Visa Card stands out for its comprehensive rewards programme and broader range of redemption options.

HSBC Visa Infinite Credit Card

hsbc visa infinite card

The HSBC Visa Infinite Credit Card caters to discerning travellers with its premium privileges, exclusive benefits, and luxurious travel experiences, setting a high standard for miles cards in Singapore.

One of the key advantages of the HSBC Visa Infinite Credit Card is its extensive range of travel perks, including complimentary airport lounge access, dedicated concierge services, and generous rewards programmes tailored for frequent flyers. Cardholders can enjoy exclusive hotel privileges, discounts on airfares, and comprehensive travel insurance coverage. The card also stands out for its seamless redemption process, allowing customers to effortlessly convert their earned miles into flight tickets, hotel stays, or shopping vouchers. With a focus on luxury, convenience, and value, the HSBC Visa Infinite Credit Card is a top choice for those seeking unparalleled travel experiences.

UOB PRVI Miles American Express Card

uob prvi miles platinum american express card

The UOB PRVI Miles American Express Card caters to savvy travellers with its competitive miles earn rate, bonus categories, and complimentary travel insurance coverage, making it a versatile option for maximising rewards.

One of the standout features of the UOB PRVI Miles American Express Card is its generous earn rate, allowing cardholders to accumulate miles quickly with every dollar spent on eligible purchases. Whether you’re booking flights, accommodations, or daily expenses, this card rewards you effortlessly. The bonus structures offered by the card can further boost your mileage balance, providing opportunities for fulfilling travel experiences without breaking the bank.

The UOB PRVI Miles American Express Card offers peace of mind through its comprehensive travel insurance coverage, including benefits such as medical emergencies, trip cancellations, and travel delays. This added layer of protection ensures that you can travel with confidence and without worrying about unforeseen circumstances. Embrace the true essence of travel rewards with the UOB PRVI Miles American Express Card today.

OCBC 90Β°N Card

OCBC 90Β°N Card

The OCBC 90Β°N Card offers a plethora of redemption options, from travel bookings to lifestyle rewards, catering to a wide range of preferences and interests for cardholders seeking flexibility and value.

Cardholders can make use of their 90Β°N Card to book flights, hotels, and travel experiences, enjoying exclusive discounts and deals on their journeys. The card provides the opportunity to earn reward points on everyday purchases which can be redeemed for a variety of lifestyle rewards such as shopping vouchers, dining experiences, and entertainment activities.

The 90Β°N Card also opens doors to unique experiences and exclusive perks, including access to airport lounges, complimentary travel insurance, and special privileges at partner merchants. With these diverse redemption choices, cardholders can tailor their rewards to suit their individual preferences and enhance their overall cardholder experience.

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

The DBS Altitude Visa Signature Card provides cardholders with accelerated miles earn rates on travel and dining expenses, along with exclusive privileges like lounge access and shopping discounts.

With this premium card, not only can you earn miles faster, but you also get access to a range of travel perks, including complimentary travel insurance and airport lounge access. Cardholders can enjoy exciting shopping privileges such as discounts and offers on various brands and products, including access to exclusive deals on KrisShop. Whether you are a frequent traveller or a shopping enthusiast, the DBS Altitude Visa Signature Card offers you a world of benefits and rewards to elevate your experience.

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card

The Standard Chartered Visa Infinite Credit Card is renowned for its exclusive concierge services, luxury travel benefits, and premium lifestyle offerings, making it an elite choice for discerning travellers.

One of the standout features of the card is the Visa Infinite Concierge service, which provides personalised assistance around the clock to help cardholders with travel arrangements, restaurant reservations, and event tickets.

Along with the concierge services, cardholders also enjoy access to exclusive airport lounges worldwide, priority pass memberships, and complimentary travel insurance, ensuring a seamless and luxurious travel experience every time.

The card extends lifestyle perks such as golf privileges, luxury hotel benefits, and curated dining experiences, catering to the sophisticated tastes of its discerning clientele.

Maybank Horizon Visa Signature Card

Maybank Horizon Visa Signature Card

The Maybank Horizon Visa Signature Card combines generous miles earn rates with exclusive privileges like lounge access, travel insurance, and shopping discounts, catering to frequent travellers and lifestyle enthusiasts.

With the Maybank Horizon Visa Signature Card, travellers can enjoy accelerated earn rates on their spending, allowing them to accumulate miles quickly for their next adventure. Along with earning miles, cardholders also gain access to complimentary airport lounge visits, ensuring a comfortable and relaxing travel experience. The inclusion of comprehensive travel insurance provides peace of mind during journeys, while the attractive shopping discounts add value to everyday purchases. The partnership with Suitesmile enhances the overall experience by offering unique benefits and rewards tailored to cardholders’ preferences.

BOC Elite Miles World Mastercard

BOC Elite Miles World Mastercard

The BOC Elite Miles World Mastercard offers cardholders a range of travel benefits, global acceptance, and accelerated miles earn rates, making it a versatile choice for international travellers and lifestyle aficionados.

One of the standout features of the BOC Elite Miles World Mastercard is its extensive global acceptance, allowing cardholders to enjoy its perks and rewards worldwide. Whether you are travelling for business or leisure, this card opens doors to a world of possibilities.

With every transaction, cardholders can earn accelerated miles that can be redeemed for flights, hotel stays, or exclusive experiences. The earn rates on this card are designed to fast-track your journey towards exciting rewards.

The BOC Elite Miles World Mastercard provides exclusive privileges, such as access to the renowned KrisShop for a seamless shopping experience while earning more miles. This combination of benefits truly sets this card apart in the realm of travel credit cards.

Frequently Asked Questions

What are the best miles credit cards in Singapore for the year 2024?

As of 2024, some of the top miles credit cards in Singapore include the Citi PremierMiles Visa Card, DBS Altitude Visa Signature Card, and UOB PRVI Miles Mastercard.

What makes these the best miles credit cards?

These cards offer a high miles earn rate, attractive sign-up bonuses, and various travel perks such as airport lounge access and travel insurance.

Are there any annual fees for these cards?

Yes, most of these cards have an annual fee ranging from Β£192 to Β£535. However, some may waive the first year’s fee or offer annual fee waivers with a minimum spending requirement.

How can I redeem the miles earned with these cards?

Each card has its own redemption system, but most allow you to redeem miles for air tickets, hotel stays, or other travel-related expenses. Some cards also offer the option to transfer miles to various airline loyalty programs.

Can these cards be used for non-travel expenses?

Yes, these cards can also be used for day-to-day expenses and earn miles on all transactions. Some cards also offer additional miles for specific categories such as dining, groceries, or online shopping.

Is there a minimum income requirement to be eligible for these cards?

Generally, the minimum income requirement for these cards ranges from $30,000 to $120,000 per year, depending on the card. However, some cards may have higher income requirements for certain benefits or privileges.

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